How much SIP to reach ₹2 crore in 25 years?

To build ₹2 crore in 25 years at an assumed 12% return, you need to invest about ₹10,500 a month. Over 25 years you put in ₹31,50,000 of your own money — the rest, about ₹1,67,75,168, is pure compounding.

How much will you invest each month?

₹

Typical retail SIP: ₹500 – ₹50,000

What return do you expect?

Equity MF historically ~10–14%, debt ~6–8%, FD ~6–7%

For how many years?

Longer horizons compound harder — even 5 extra years matter

Estimated value after 25 years

🎉 Past ₹1 crore

₹1,99,25,168

Invested

₹31,50,000

Estimated returns

₹1,67,75,168

Growth over time

ValueInvested

Drag the sliders to see how the monthly amount changes if you have more or fewer years, or expect a different return. Starting earlier is the single biggest lever — the same goal needs a far smaller SIP with more time.

Other SIP goals

Open the full SIP calculator Reach it faster with a step-up SIP

Educational estimate, not investment advice. Mutual-fund returns are not guaranteed; figures are illustrative and ignore expense ratios and tax.

Loading…