Send money from Australia to India

How to send money from Australia to India

1. 1

   Check today's real rate

   Note the live mid-market AUD→INR rate (shown on this page). That's the fair rate before anyone's margin — your benchmark for comparing providers.

2. 2

   Compare providers, not just fees

   A 'zero fee' transfer can still cost more if its exchange rate is poor. Compare the rupees actually delivered for your amount across an exchange house, your bank, and a low-fee transfer app.

3. 3

   Add the recipient's India details

   Enter the recipient's Indian bank account (savings, NRE or NRO) or UPI ID. Double-check the IFSC code and account number — a wrong digit delays the transfer.

4. 4

   Pay and track

   Fund the transfer from your local bank and track it in the app. Most transfers to India arrive the same day or within 1–2 business days.

Frequently asked

What is the cheapest way to send money from Australia to India?

The cheapest option is usually a low-fee app that converts at close to the mid-market AUD→INR rate, rather than a bank wire (which adds the widest margin). Always compare the rupees actually delivered for your amount — the headline fee hides the real cost, which is the exchange-rate markup.

How long does a transfer from Australia to India take?

Most transfers from Australia to an Indian bank account arrive the same day or within 1–2 business days. Transfers funded instantly and sent to a major Indian bank are typically the fastest; first-time transfers can take a little longer for verification.

What is the best AUD to INR rate for sending money to India?

The "best" rate is the mid-market rate — the real rate shown on this page before any margin. No provider gives you exactly that, but low-fee apps come closest. Use the live converter above as your benchmark and pick the provider that delivers the most rupees for your amount.

Is money sent to India from Australia taxable?

Australia does not tax money you send home. In India, remittances from a close relative or to your own NRE account are not taxable for the recipient. The AUD/INR rate moves daily, so the rate you lock in is as important as the fee. This is general information, not tax advice — check your own situation with a qualified adviser.