Send money from UK to India
Compare the live GBP → INR rate, see what your family actually receives after fees, and find the cheapest way to transfer to an Indian bank account.
Reference mid-market rate, blended from multiple live sources. It can differ by a few paise from Google or XE, and banks, cards & forex services add a 1–3% margin on top — so the amount you actually pay or receive will be a little higher.
Quick reference
At ₹125.6 per GBP
The UK has one of the oldest and largest Indian diasporas, plus a big student population — so pound-to-rupee transfers are constant. Faster Payments make funding a transfer instant from a UK bank, and a good app converts at close to the mid-market rate. Banks usually add the widest margin, so it's worth comparing before you send.
How to send money from UK to India
Check today's real rate
Note the live mid-market GBP→INR rate (shown on this page). That's the fair rate before anyone's margin — your benchmark for comparing providers.
Compare providers, not just fees
A 'zero fee' transfer can still cost more if its exchange rate is poor. Compare the rupees actually delivered for your amount across an exchange house, your bank, and a low-fee transfer app.
Add the recipient's India details
Enter the recipient's Indian bank account (savings, NRE or NRO) or UPI ID. Double-check the IFSC code and account number — a wrong digit delays the transfer.
Pay and track
Fund the transfer from your local bank and track it in the app. Most transfers to India arrive the same day or within 1–2 business days.
Tax & rules — UK to India
No UK tax applies to sending your own money to India. For the recipient in India, transfers from a close relative or to your own NRE account are not taxable. The pound's value moves daily, so the rate you lock matters as much as the fee.
General information, not tax or financial advice.
Frequently asked
- What is the cheapest way to send money from UK to India?
- The cheapest option is usually a low-fee app that converts at close to the mid-market GBP→INR rate, rather than a bank wire (which adds the widest margin). Always compare the rupees actually delivered for your amount — the headline fee hides the real cost, which is the exchange-rate markup.
- How long does a transfer from UK to India take?
- Most transfers from the United Kingdom to an Indian bank account arrive the same day or within 1–2 business days. Transfers funded instantly and sent to a major Indian bank are typically the fastest; first-time transfers can take a little longer for verification.
- What is the best GBP to INR rate for sending money to India?
- The "best" rate is the mid-market rate — the real rate shown on this page before any margin. No provider gives you exactly that, but low-fee apps come closest. Use the live converter above as your benchmark and pick the provider that delivers the most rupees for your amount.
- Is money sent to India from UK taxable?
- No UK tax applies to sending your own money to India. For the recipient in India, transfers from a close relative or to your own NRE account are not taxable. The pound's value moves daily, so the rate you lock matters as much as the fee. This is general information, not tax advice — check your own situation with a qualified adviser.
Send from another country
Rates shown are reference mid-market rates for comparison, not a quote to buy or sell. The amount your recipient gets depends on the provider you choose and its margin.