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EMI Date Change Application (EMI की तारीख़ बदलने का आवेदन)

If your salary date has moved and the EMI is debited before it arrives, use this letter to move the EMI date. The letter also asks the lender to tell you first about any charge or extra interest.

Salary की तारीख़ बदल गई और EMI उससे पहले कटती है, तो EMI की तारीख़ आगे करवाने के लिए यह letter दें। तारीख़ बदलने का कोई शुल्क या ब्याज बनता है या नहीं, यह letter में पहले से पूछा गया है।

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Letter language

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Your letter

To, The Branch Manager, XYZ Bank, Main Market, Indore Branch Date: 10/11/2026 Subject: Request to change the EMI date for loan account no. LN-XXXX-4321 Dear Sir/Madam, I have a vehicle loan with your branch, account number LN-XXXX-4321. The EMI is currently debited on the 5th of every month. My salary is now credited on the 10th of every month. I request you to change my EMI date to the 15th of every month. Please inform me in advance of any charge or extra interest this involves. Thank you. Yours faithfully, (Signature) Name: Ram Kumar Loan account number: LN-XXXX-4321 Mobile number: 98XXXXXX10 Place: Indore Enclosures: 1. Fresh NACH / auto-debit mandate (if the bank asks)

What to attach

  • Fresh NACH / auto-debit mandate (if the bank asks) · नया NACH / auto-debit mandate (यदि बैंक माँगे)

Questions people ask

Will changing the date cost me anything?
That depends on the lender, so we don't quote anything here. The letter asks them to tell you about any charge or extra interest before they make the change.
Does a new auto-debit mandate have to be signed?
Sometimes. Ask the lender whether your existing NACH mandate can take the new date or a new one is needed.
What should I keep after handing it in?
Ask the branch to stamp, date and sign a photocopy of the letter, and keep it. If you have to follow up later, that copy is your proof of the date you asked.

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This is a sample request letter, not legal advice. If your bank or company has its own form, fill that too.