Letter Maker · Bank
FD Premature Closure Letter (FD समय से पहले तोड़ने का आवेदन)
If you need to break a fixed deposit before it matures, hand in this letter with the FD receipt. Interest and any deduction follow the bank's own rules; the letter says which account the money should go to.
किसी ज़रूरत के लिए FD को maturity से पहले तोड़ना हो, तो यह letter FD रसीद के साथ शाखा में दें। ब्याज और कटौती बैंक के नियम से तय होगी; letter में लिखा है कि पैसा किस खाते में जमा हो।
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Your letter
To,
The Branch Manager,
XYZ Bank,
Main Market, Indore Branch
Date: 10/11/2026
Subject: Request for premature closure of FD no. FD-XXXX-5678
Dear Sir/Madam,
I hold a fixed deposit of ₹50,000 at your branch, receipt number FD-XXXX-5678. I need the money now because of an unexpected family expense.
I request you to close this FD before maturity and credit the amount payable under the bank's rules to my account number XXXX XXXX 1234. The original FD receipt is enclosed.
Thank you.
Yours faithfully,
(Signature)
Name: Ram Kumar
Account number: XXXX XXXX 1234
Mobile number: 98XXXXXX10
Place: Indore
Enclosures:
1. Original FD receipt
2. Self-attested copy of ID proof
What to attach
- Original FD receipt · मूल FD रसीद
- Self-attested copy of ID proof · पहचान पत्र की स्व-प्रमाणित प्रति
Questions people ask
- How much interest will I lose?
- That depends on your bank's premature-withdrawal rules and how long the FD ran, so we don't quote a figure. Ask the branch for the payout before you sign, or check it in net banking.
- Can I close only part of the FD?
- Ask your branch whether it allows a partial withdrawal on your deposit. If it does, change the letter to the amount you need instead of closing the whole FD.
- What should I keep after handing it in?
- Ask the branch to stamp, date and sign a photocopy of the letter, and keep it. If you have to follow up later, that copy is your proof of the date you asked.
More letters like this
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- Cheque book request letter
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- Pension stopped: letter to the bank
- Failed UPI / ATM transaction complaint letter
This is a sample request letter, not legal advice. If your bank or company has its own form, fill that too.