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Investing

SIP, FD, PPF, CAGR & more

Plan and project your money with India's most-used investment calculators — SIP, lumpsum, FD, RD, PPF, CAGR, SWP and retirement. See exactly how compounding grows your savings over the years, with clear year-by-year charts. Every calculation runs in your browser, so it's instant, free, and your numbers never leave your device.

Which calculator to open

Use SIP for a fixed monthly investment, Step-up SIP if you plan to raise it every year, and Lumpsum for a one-time amount. FD, RD, PPF and Sukanya Samriddhi follow each scheme's own compounding rules, so use the matching one rather than a generic compound-interest calculator. SWP works the other way round: it tells you how long a corpus lasts if you withdraw from it every month.

Returns are assumptions, not promises

Fixed-income tools (FD, RD, PPF) use rates that are set in advance, so their maturity figures are close to what you will get, before tax. Market-linked tools (SIP, lumpsum, NPS) need an assumed return, and the result moves a lot with it. Try a cautious rate as well as an optimistic one, and remember that inflation and tax both shrink what the final number buys.

14 tools in Investing

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