PaisaToolspaisatools

Category

Money Decisions

Score, compare & decide — not just calculate

This is where PaisaTools goes beyond numbers. Instead of just calculating, these tools help you decide: score your overall financial health out of 100, see which area to fix first, and compare real choices like rent vs buy or prepay vs invest. Everything runs in your browser, free and private — built to answer 'what should I actually do?'

Which tool for which question

Start with the Financial Health Score if you don't know where the problem is: it ranks savings, debt, insurance and investing so you fix the weakest area first. Use Rent vs Buy and Prepay vs Invest when you are choosing between two specific options, and Can I Afford It before a large purchase, because it checks the purchase against your emergency fund and monthly surplus rather than just the EMI.

What these tools assume

Every decision tool compares outcomes in today's rupees, after tax where tax applies, and shows its assumptions next to the result so you can change them. None of them knows your full situation: a job change, a family plan or a health event can matter more than a percentage point of return. Treat the answer as a starting point for the decision, not the decision.

19 tools in Money Decisions

Related guides

Explore other categories